Feel free to price check us against anyone. Exclusively serving ACM Members.

At Cost Metals Affiliate Program 

At Cost Metals, LLC (ACM) is determined to be a global leader in precious metals bullion. We’ll accomplish by combining true at 

cost pricing on customary, highly sought after precious metals as well as a program that rewards Affiliates in simple, effective 

ways. Thank you in advance for sharing At Cost Metals. This Affiliate Program is outlined here. 

You can get started with At Cost Metals by 1 of 2 ways. 

1. Purchase either a Metals Membership or Metals Plus Membership. Either entitles you to the at-cost inventory and Get-A-

Head Program also known as the Coin of the Month, and Specialty products and exclusive offers. All are described more on 

the site. 

2. OR Purchase the Affiliate Only Package for $99.00/year for the use of the Marketing website, Backoffice Dashboard and 

other tools provided. This option does not pay any commission to the sponsor and does not include at-cost pricing of 

precious metals. There is no monthly charge for the site or marketing material. 

At Cost Metals Membership 

Package Name Price Description 

Metals Plus Membership $299 24 months access to our shopping cart. 

Metals Membership $179 12 months access to our shopping cart. 

Get-A-Head Program – (Coin of the Month) 1 oz Silver MS70 

The standard offering of the Coin of the Month is $40-$80 over spot for a PCGS / NGC / ICE MS70 or PR70 graded coin or “gold 

backs”. There will be other similar options in the shopping cart available at any time. Each Coin of the Month provides 10-30 

reward points. The points are added to the Team totals the same way the Membership points are added. There is one additional 

feature to help build points faster. 

Specialty Bullion 

Another great feature of your ACM Membership is the Specialty Bullion section of the site. You can find a wide variety of some of 

the more exotic, rare, and collectible bullion. The best part about this section is that it is not only the pricing which is below 

typical retail but items in this section of the site will add points to Team total as well. The Specialty Bullion adds points the same 

way as the Get-A-Head Program. This is the best of both worlds bullion pricing and collectible bullion.

Commissions – 4 Ways to Get Paid 

Direct Commissions 

When an Affiliate of any rank makes a sale of either Service or some of the items listed in the Specialty products section, there is a direct 

commission generated. This commission goes to the Affiliate that is responsible for that sale or referral. There are no qualifications for this 

other than having an account with At Cost Metals, agreeing to abide by the Terms of Use and this Affiliate Program Agreement. 

Product Price Direct Commission Reward Points

Metals Plus Package 299 $50 60 

Metals Package 179 $50 30 

Specialty Items Varies Varies ( $0.0 to $50 per unit)

 1-30 

At Cost Bullion Varies Varies ( $0.30 to $100 per unit) 

Team Commissions 

In addition to Direct Commissions, we utilize a binary commission structure. 

As an Affiliate, you start with making customer 

referrals. Those customers may also make referrals. Those sales are assigned points which are tracked and accumulate 

collectively into either your “Left or Right Baskets”, also called “Teams”. When there is a sale of an At Cost Metals Service by anyone in your sales organization, YOU earn points in that Basket where the sale occurred just as though you made the sale 

yourself. Typically, Cycles occur at 500 Reward Points in each basket for a $500 Cycle and $50 Matching Bonus. As a promotion 

beginning March 2, 2025, when your accumulated point totals tally at least 400 points on each Basket, you earn a TEAM BONUS 

of $400. This helps Affiliates earn cycles faster. Ranks are used to potentially reward Affiliates that do more work with more 

commissions. As you increase in Rank, so does your commission potential. For those ranked as a Copper Affiliate there is a 

maximum accrual of 2,000 points in either team side total. Affiliates ranked at Silver can accrue up to 10,000 in either team total 

and Gold Affiliates can accrue up to 30,000 points in either team total. Extra Points that are not used in a cycle will carry over to 

the following pay period. You can accumulate as many points as you are qualified to use for maximum cycles.

Qualification: To earn the Team Commissions, you must qualify by being the enroller of at least the required sales volume which
is 15 QV (Qualification Volume (QV) within 32 days of the current date. Each Rank is outlined here. See further definitions at the end of
this document.

Ranks Weekly Potential* Personal Customers Left and Right* Team Requirements*
Copper Affiliate $2,000 1 Active Customer Left and Right N/A
Silver Affiliate $10,000 3 Active Customer Left and Right 1 Personally sponsored active, qualified Copper in the Left and Right Teams
Gold Affiliate $30,000 6 Active Customer Left and Right 1 Personally sponsored active, qualified Silver in the Left and Right Teams
*Personals Affiliates Left and Right - In order to advance in Rank, it is necessary to enroll other Sales Affiliates that contribute to
your group Sales Volume.
*Weekly Potential - this is the maximum commission amount available at the given Rank.
*Team Requirements* - In order to advance to the next Rank, it is necessary to help those on your team to also advance. The
Ranks listed in the section above show the minimum requirements. Example: To be a Silver Affiliate, you will need to have
personally enrolled at least 3 Active customers in your Left and Right Teams AND be the sponsor of a qualified Copper Affiliate
(someone that has referred 1 Active Customer in their Left and Right Teams). Your referrals may also graduate to a higher Rank
than you.
10 % Matching Bonus
When a Cycle occurs there is a matching bonus that is paid to Qualified Silver or Gold Affiliates. A Matching Bonus occurs when
a personally sponsored Affiliate (of any rank) earns a Team Cycle. A qualified Silver or Gold Affiliate will receive a 10% Matching
Bonus on all of your 1st Generation Affiliate Team Commissions. Example ($400 x 10%) = $40 per Matching Bonus.
Pot of Gold Bonus
ACM pays a unique bonus to our Gold Affiliates for their extra effort. As the first Affiliate account at the very beginning of the genealogy /
referral network earns commissions, 50% of the total commission is paid equally to all Gold Affiliates for that pay period. The other 50% is
used to offset marketing costs, promotions, giveaways and events.

Definitions
 ACCRUE / ACCUMULATE: Sales Points are assigned to Memberships and some other products like the Coin of the Month or
Specialty Bullion. These points are used to earn commissions / cycles. The total numbers of points that can accrue in your
sales organization are based on your rank. Copper can accrue 2,000 on either side, Silver can accrue 10,000 on either side
and Gold Affiliates can accrue 30,000 point on either side.
 ACTIVE: Generating at least 15 pts within the most recent 32 calendar-days. Anyone can generate points by making a referral
of a new Customer OR purchasing / selling graded numismatic coins from the shopping cart.
 AFFILIATE: Any person that chooses to participate in the At Cost Metals Compensation and has received the company’s
Terms and Conditions and agrees to the Affiliate agreement. Affiliates can graduate through Ranks (Copper, Silver, and Gold).
 BUSINESS CENTER: This is the Affiliates’ Account in the Affiliates Network/Genealogy that is used to track points and 

 COMMPENSATION PLAN: Also referred to as the “Marketing Plan” or “Commission Plan” or Affiliate Program. It is the official
set of performance requirements, commissions and definitions as published on the website. At Cost Metals sell
Memberships and precious metals to customers though Affiliates.
 COMPRESSION: If for some reason the sponsoring Affiliate is not qualified for a Direct Commission for a Membership or
Membership Renewal, then we use the line of Sponsorship in the Sales Network to pay the first/next available Affiliate that
is qualified for that commission.
 CUSTOMER: Someone that has purchased an At Cost Metals Service. They are entitled to unlimited at-cost transactions, a
high “buy back” price and other special offers.
 CYCLE: (Promotion Cycle beginning March 2, 2025) When an Affiliate has qualified as a Copper or a higher Rank, the
commission generated from sales Volume creates a $400 commission known as a Cycle. The sales volume requirement is
400 pts on both teams.
Example: If you are qualified and have 750 pts in your left team and 400 pts on your right team, At Cost Metals will pay you
a commission of $400. Your remaining points would be 350 Left and 0 Right. A cycle uses / reduces 400 points from each
team’s total. Commissions are paid out based on Achievement Level / Rank. Unused points carry over to the next week.
 INACTIVE: Any Affiliate or member that does not personally generate at least 15 points in a 32 day period. Selling a
membership or purchasing Coin of the Month / Graded Coins will generate personal points. Inactive Affiliates do not
continue to accumulate points.
 NETWORK / GENEALOGY: This is a series of relationships of Business Centers that determine the flow of points and
commissions. A maximum of two Business Centers can be placed directly to any given Affiliate below you on your Binary
Team: one on the right side, and one on the left side. Thereafter, each one of them can have two other Business Centers
attached. Your Binary Network can go to an unlimited number of Affiliates in depth. Your position in the Binary Team is
referred throughout the plan as a Business Center.
 PAY PERIOD: Commissions are calculated and paid weekly. with a one-week delay. Commissions are paid 8th days after the
end of each pay period which is Sunday morning through Saturday night Eastern US Time. (Commission payments are a
week in arrears.)
 PERSONAL POINTS / Qualification Volume: Points that you personally generate by selling a Package or purchasing Coin of the
Month / Graded Coins. This information is tracked to ensure accurate commissions.
 REWARD POINTS: These are points generated on sales of At Cost Metals Memberships, Graded Numismatic Coins as well as
other products/services that will be introduced from time to time. Points accumulate from sales in your network /
genealogy and begin to accumulate with any sale in your network with points attached to it. You can accrue up to 30,000 pts
on either team side based off ranking. NO RESET: Points do NOT reset because of a cycle. If you use them in a cycle the
Team totals decrease by 400 (promotion period) but if you do not use them the points carry over to the next pay period.
This definition is added for clarity and is the answer to a commonly asked question.